How can I make a claim better?

Some things will make your claim more effective than it would otherwise be:Make one point at a time.Keep claims short, simple and to the point.Keep claims directly relevant to their parent.Use research, evidence and facts to support your claims.Use logic to support your claims.

Is it illegal to cash an insurance check?

Companies frequently make the check to the individual holding the policy and expect them to deposit it into a checking account and then pay the bill. If the company makes the check to you, there is no law against depositing it and spending it elsewhere.

Why is my insurance check made out to me and my bank?

If your home has been seriously damaged or destroyed, your insurance company releases a check made out to both you and your mortgage lender to pay for the necessary repairs. You may need your mortgage lender’s cooperation in order to cash the check and get the money for repairs.

Why does my mortgage company need to sign my insurance check?

The insurance company issues payment to everyone who has a financial interest in the property. Your mortgage company will also be listed on the check. Your bank won’t cash the check without the signature of everyone involved. You’ll need to endorse the check and send it to your mortgage company.

Can I do my own insurance repairs?

Yes, you can choose who repairs your home. However, if you decide not to use one of our Partner Repairers, we won’t be able to warrant the workmanship or repairs that are completed, or assist in managing the repairer throughout the repair on timeframes or quality.